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Our products
Apply for a Hodge ISA quickly and easily, choose from a one, two, three or five year term and apply online.
About our ISAs
Here are some of the key things you should know before deciding if an ISA will work for you.
Key features
- Choose a 1, 2, 3, or 5 year term
- Get a guaranteed interest rate when you apply
- Open and manage your account online
- Deposit a minimum of £1,000 up to £1,000,000 within 14 days of opening your account
- Earn tax-free interest (subject to your personal allowance)
The details
- Your interest rate is guaranteed – even if we change our rates, the rate you’re given when you apply is the one you’ll get for the full term
- Earn tax-free interest up to the personal allowance – the annual tax-free ISA allowance is £20,000 for the 2024/25 tax year
- You have 14 days to fund your account – after those 14 days, you won’t be able to add any more money. If you don’t add the minimum amount of £1,000 in time, we’ll close your account
- You can only transfer money from a nominated account in your name – let us know your nominated bank account at time of opening, then transfer the money directly from that account. The quickest way is via electronic transfer
- There’s a 14 day cancellation period – if you change your mind, you can cancel your Fixed Rate ISA within 14 days of opening it
- If you need to, you can close your ISA early – you’ll be able to access your money early if needed, but you’ll be charged a fee.
Terms and Conditions
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FAQs
Find out more about our Cash ISA savings accounts.
We’ve made it as simple as possible for you to set up online banking. When you apply for your ISA, you’ll automatically register for an online account at the same time. You’ll then use those details to manage your account in future.
Tax-free savings: Cash ISA accounts help your money grow long term. The interest you’ll earn is free of tax duties which means you can make the most of your hard-earned cash.
You know how much you’ll earn: With a fixed rate cash ISA, you’ll always know where you stand. You can be confident your savings are growing and know exactly how much interest your money is earning and the total sum you’ll get at the end of the fixed term.
FSCS protection: By choosing our fixed-rate ISA account you’ll have peace of mind that your cash will be protected up to £85,000 by the Financial Services Compensation Scheme. The eligibility criteria can be found here
The ISA subscription limit is £20,000 for anyone eligible to invest. This can be saved in one ISA account, or across different Cash ISAs and Stocks and Shares ISAs, with different providers. You can only have one Cash ISA with Hodge, and we don’t offer Stocks and Shares ISAs.
If you’re a UK resident over the age of 18 and have some cash to save, then yes, you can apply for a Hodge personal cash ISA. There is a minimum deposit requirement of £1,000, so this might be the right account if you’re saving for a larger event or one off payment purchase, like a holiday or wedding.
No, you cannot transfer your existing cash ISA into a Hodge account.