4.55%
AER/Tax-free (Fixed)
Find out more
Our Cash ISAs
Apply for a Hodge Cash ISA savings account quickly and easily online. Find our fixed cash ISA interest rates below.
Remember, we don’t accept ISA transfers from other providers, and the tax treatment of your savings will depend on your personal circumstances and may change in the future.
4.66%
AER/Tax-free (Fixed)
Find out more4.61%
AER/Tax-free (Fixed)
Find out more4.66%
AER/Tax-free (Fixed)
Find out moreWhy open a Cash ISA?
Discover the benefits of a Hodge Cash ISA
Tax free savings
Deposit a minimum of £1,000 and earn tax-free interest on savings up to your annual allowance of £20,000 for the tax year 2026/27 tax year. Each tax year starts on the 6th April and runs to the 5th April. A Cash ISA can be a tax-efficient way to save in the UK.
Competitive fixed interest rate
Enjoy a guaranteed fixed interest rate that stays the same throughout your chosen term, whether you’re looking for 12 month fixed rate savings or a longer-term option.
Open and manage online
You can easily open and manage your Cash ISA account through online banking.
About our Cash ISAs
Our Cash ISA savings account combines tax-free savings with straightforward online management and a fixed ISA interest rate, helping you save with confidence.
Please note: We don’t accept ISA transfers from other providers. If you’re an existing Hodge ISA customer, you can still choose to reinvest your money with Hodge when your account matures.
- Choose a 1, 2, 3 or 5 year fixed term
- Deposit a minimum of £1,000 and a maximum of £20,000 for the 2026/2027 tax year
- Earn tax-free interest using your annual ISA allowance
- Your rate is guaranteed at the time of application, even if our rates change before your account is funded
- You’ll have 14 days to fund your account after opening
- Protected by the Financial Service Compensation Scheme (FSCS), subject to eligibility and up to £120,000
- There’s a 14 day cancellation period if you change your mind
- Close early if you need to, subject to an early access charge.
What is a Cash ISA?
A Cash ISA is an individual savings account. It’s a little bit different from most savings accounts as you won’t pay income tax on the interest you earn within your ISA.
Each tax year, you’re given an ISA allowance that lets you save up to a certain amount across multiple ISA products. For 2026/27 tax year, the allowance is £20,000.
Cash ISAs can be a popular choice for savers looking for a simple, tax-efficient savings account with the reassurance of a fixed interest rate and a set term. As with all tax benefits, tax rules depend on your personal circumstances and may change in the future.
ISA transfers: new subscriptions only for now
At the moment, our Cash ISA is available for new subscriptions only, meaning you can’t transfer from an existing provider just yet. This allows us to keep things simple and deliver a seamless, straightforward experience.
You can still make the most of your annual ISA allowance with Hodge, with a fixed rate and the ability to deposit up to £20,000 for this year’s ISA subscription, if you haven’t already used it this tax year. You can only open one Cash ISA with Hodge per year, but you can open multiple ISAs with other providers (always check for details), as long as you don’t exceed your tax-free allowance.
Cash ISAs explained
Cash ISAs explained
Considering a cash ISA? In under two minutes, we'll explain all you need to know, how they work and how they could benefit your savings plans.
How do Cash ISAs work?
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Opening an account
Opening a Cash ISA with Hodge is quick and easy. You can apply online in just a few simple steps and manage your account through online banking once it’s open. You’ll need to provide your personal details, a nominated current account in your name and valid email address and mobile number. Once your application has been approved, you’ll have 14 days to fund your account.
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Managing funds
When you open a Hodge Cash ISA, you have 14 days to deposit your funds. You can invest between £1,000 and £20,000, subject to your remaining ISA allowance for the current tax-year. After the funding window closes, no further deposits can be made to the account. Your money will remain invested for the fixed term you’ve chosen. If for any reason you change your mind, you’ll have 14 days from the date of opening the account to close the account and we’ll return your funds. After this time, if you’d like to withdraw your funds before the end of the set term this will be subject to an early access fee (see T&Cs for details).
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Interest rates
Our Cash ISAs offer fixed interest rate for the chosen term, giving you certainty about how much your savings will earn. Your rate is guaranteed at the time of application, even if our rates change before the account is funded. Interest is calculated daily and paid in line with your account terms and conditions.
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Tax-free savings
One of the main benefits of Cash ISA is that any interest earned is free from UK income tax. This means you can make full use of your annual ISA allowance while helping your savings grow over time.
Terms and Conditions
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FAQs
Find out more about our Cash ISA savings accounts.
Yes. Eligible deposits up to £120,000 held with Hodge are protected by the Financial Services Compensation Scheme (FSCS) up to applicable limits, providing additional reassurance for your savings.
Our Cash ISAs are fixed term accounts, so your money is locked away for the agreed term. You may be able to close your account early, subject to an early access charge and withdraw your money.
Your nominated current account is the account you register with us when you open your Hodge savings account, and is the one you’ll use to send money to and from your new Hodge account. Your nominated account must be a UK current account, and not a savings account.
To help keep your money safe and protect against fraud, we’ll only accept deposits from this account, and we’ll always transfer money back to it too – whether that’s interest payments, withdrawals, or maturity. If your nominated current account changes because you switch banks, let us know as soon as possible.
Tax-free savings: Cash ISA accounts help your money grow long term. The interest you’ll earn is free of tax which means you can make the most of your hard-earned cash.
You know how much you’ll earn: With a fixed rate cash ISA, you’ll always know where you stand. You can be confident your savings are growing and know exactly how much interest your money is earning and the total sum you’ll get at the end of the fixed term.
FSCS protection: By choosing our fixed-rate ISA account you’ll have peace of mind that your cash will be protected up to £120,000 by the Financial Services Compensation Scheme. More information can be found here.
The ISA subscription limit in Current Tax Year (6th April – 5th April) is £20,000 for anyone eligible to invest.
This can be saved in one ISA account, or across different Cash ISAs and Stocks and Shares ISAs, with different providers. You can only have one Cash ISA with Hodge, and we don’t offer other types of ISAs.
ISA allowances are set by HMRC. If you exceed your allowance, HMRC may contact you and any excess subscriptions may need to be corrected. If you’re unsure how much of your allowance has been used, check before making the deposit.
You’re eligible for a savings account with Hodge if you: –
- Are at least 18 years of age
- Living in the UK and a UK tax resident only
- Hold a UK National Insurance number
- Hold a valid unique email address
- Hold a valid UK mobile number
- Hold a UK bank or building society current account in your name
- Are not be a US citizen (a resident, green card holder, or a US person on your worldwide income).
In addition to the above you could also be working as a Crown employee serving overseas and paid out of public revenue of the UK – typically a serving member of the armed forces or a diplomat.
No, you cannot transfer your existing cash ISA into a Hodge account.
Ready to apply?
4.55%
AER/Tax-free (Fixed)
Find out more4.66%
AER/Tax-free (Fixed)
Find out more4.61%
AER/Tax-free (Fixed)
Find out more4.66%
AER/Tax-free (Fixed)
Find out more
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