Why choose us?
As a specialist mortgage lender, we’ve designed our mortgages with you in mind. Whether you’re over 50 and looking for a mortgage or to re-mortgage, you’re looking to invest in a holiday home or property portfolio, or you’re a professional who wants a mortgage tailored to you, let us help.
We’ve created a range of solutions catered to your specific needs. From interest only to fixed term options and mortgages you can secure for life, we’ve focused on opening up your options.
Take a look at our various solutions and discuss with a financial adviser or mortgage broker to find out which is right for you.
- Thousands of customers trust us with their mortgages. With almost 60 years of experience, you’re in safe hands.
- We treat you as an individual, because we recognise every customer is as unique as the mortgages we offer.
- A dedicated team of experts are on hand to help and support you throughout your journey
Hodge x Propflo
We’ve joined forces with Propflo, an award-winning company, who are helping homeowners simplify the retrofitting process and make their homes greener, healthier and more valuable. Through Propflo, Hodge new and remortgaging customers can gain free and exclusive access to GreenVal, a one-stop-shop, where, with minimal input you can access a property report that will give you expected costs and potential savings to improve the energy efficiency of your home.
- Get quotes for a wide range of home improvements, from accredited local and national suppliers
- Explore low-cost and do-it-yourself improvement opportunities, available for direct purchase.
- Gain insight into the impact a property can have on personal wellbeing by rating contributing factors such as thermal comfort, air quality and financial stability.
Up to retirement
Whether you’re aged 21 or 50, our products can support you on your homeowning journey. Let us make the moments that matter to you, a reality.
Into retirement
From the age of 50, finding the right mortgage solution isn’t always simple. We can help simplify your options so you can find the solution that best suits you at any stage of your retirement journey.
Find an adviser with unbiased
We don’t offer mortgages or GreenVal directly to the public. It’s a big decision, and you’ll need to speak to a financial adviser to make sure it’s the right one for you. If you don’t already have an adviser, you can start your search, using unbiased.co.uk.
Find out more
Stamp duty is a tax the buyer pays for acquiring or selling a UK property or land, and is based on percentages. The amount you pay on stamp duty will depend on the value of the property you buy, whether it’s your first time on the property ladder and whether you intend to live in the property or rent it out. Stamp duty thresholds differ across the UK and are dependent on the tax band of the property. Your financial adviser can advise on stamp duty thresholds and guide you on how much you’re expected to pay based on the number of properties you have and the value of them.
Yes, we recommend speaking to a mortgage broker as they can help you save time and money by helping you find the right mortgage product for your circumstances. Use unbiased.co.uk to start your search for a specialist mortgage broker.
Securing a mortgage with us will depend on your personal circumstances and the property you want to mortgage. We recommend you speak to a financial adviser to get specialist mortgage advice and to discuss your options if you have bad credit.
There are things you can do to improve your credit rating such as reviewing your credit reports, making sure you don’t miss any payments and keeping balances low on credit cards. Visit Money Helper to find out more.
A mortgage term can range from six months to 10, 25 or 30 years. The mortgage term you’re offered will depend on the lender, your circumstances and the monthly payments you can afford.
