Residential Investment

Our Residential Investment loans are for larger investors, or those with portfolios of non-standard residential assets.

Our team of residential investment experts are specialists in working with landlords to make sure we structure bespoke loans that work best for you and your portfolio.

Ariel view of a housing development being built

Working with Hodge

Complex property types

We lend across a broad range of residential investment property types. We look at property quality, location, tenant covenant and investor experience, as well as asset type and sector.
Relationship led approach

We work hard to develop close relationships with you, so that we truly understand your goals and ambitions.
Experienced team

Our expert team have years' of experience structuring complex residential investment loans.
Efficient process

We're a small team, close to decision makers, which means you can expect a quick and effective service, with minimal hold ups along the way.

Need to know

Available to LLP, Ltd Companies, and individual borrowers
Loan to Value (LTV): up to 75% on standard portfolio or up to 70% on MUFBs
Residential Investment rates: Fixed and variable rates available on request
Min loan – £2 million
Max loan – £10 million
Max term – 10 years
Gross Interest Cover – min 130%
Product fee – from 1.5%

Property types

Large, complex portfolios (15 units or more)
Mixed use portfolios (up to 25% commercial assets)
Multi-unit blocks
Houses of multiple occupancy (HMOs) up to six bedrooms

Ready to get started?

If you’d more information or to speak to one of our team, we’re always happy to help. You can call us on 0800 138 9109 or click the button to email our team below.

Email the team