Our Specialised Residential Investment loans are for larger investors, or those with portfolios of non-standard residential assets.
Our team of residential investment experts are specialists in working with landlords to make sure we structure bespoke loans that work best for you and your portfolio.
Working with Hodge
Complex property types
We lend across a broad range of residential investment property types. We look at property quality, location, tenant covenant and investor experience, as well as asset type and sector.
Relationship led approach
We work hard to develop close relationships with you, so that we truly understand your goals and ambitions.
Our expert team have years' of experience structuring complex residential investment loans.
We're a small team, close to decision makers, which means you can expect a quick and effective service, with minimal hold ups along the way.
At a glance
Here's an overview of our Specialised Residential Investment Loan. From our key criteria to the types of investment we can offer finance for, you'll find all the information you need below.
- Available to LLP, Ltd Companies, and individual borrowers
- Interest rate – 5 year fixed from 3.55%
- LTV – up to 65%
- Product fee – 1.5%
- Min loan – £1 million
- Max loan – £10 million
- Max term – 10 years
- Min net interest ratio cover test – 1.25x
We look at a broad range of residential property types, including:
- Large, complex portfolios (15 units or more)
- Mixed use portfolios (up to 25% commercial assets)
- Multi-unit blocks
- Houses of multiple occupancy (HMOs) up to six bedrooms
Got a smaller or more straight-forward portfolio?
Our Portfolio Buy-to-Let loan could be for you. It's designed with professional landlords in mind, as a practical solution to help you stay organised.Find out more