Our Residential Investment loans are for larger investors, or those with portfolios of non-standard residential assets.
Our team of residential investment experts are specialists in working with landlords to make sure we structure bespoke loans that work best for you and your portfolio.
Working with Hodge
Complex property types
We lend across a broad range of residential investment property types. We look at property quality, location, tenant covenant and investor experience, as well as asset type and sector.
Relationship led approach
We work hard to develop close relationships with you, so that we truly understand your goals and ambitions.
Our expert team have years' of experience structuring complex residential investment loans.
We're a small team, close to decision makers, which means you can expect a quick and effective service, with minimal hold ups along the way.
At a glance
Here's an overview of our Residential Investment Loan. From our key criteria to the types of investment we can offer finance for, you'll find all the information you need below.
- Available to LLP, Ltd Companies, and individual borrowers
- Loan to Value (LTV):
- up to 75% on standard portfolio
- up to 70% on MUFBs
- Residential Investment rates:
- Min loan – £500,000
- Max loan – £10 million
- Max term – 10 years
- Gross Interest Cover – min 130%
- Product fee – from 1.5%
We look at a broad range of residential property types, including:
- Large, complex portfolios (15 units or more)
- Mixed use portfolios (up to 25% commercial assets)
- Multi-unit blocks
- Houses of multiple occupancy (HMOs) up to six bedrooms
Residential Investment documents
Got a smaller or more straight-forward portfolio?
Our Portfolio Buy-to-Let loan could be for you. It's designed with professional landlords in mind, as a practical solution to help you stay organised.Find out more
Ready to get started?
If you'd some more information or to speak to one of our team, we're always happy to help. You can call us on 0800 138 9109 or click the button to email our team below.Email Our Team
Subject to status and affordability. Terms and conditions apply. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.