We can lend a maximum of 75% loan to value on both mortgages, with loans from £20,000 to £2,000,000.
The final amount we’ll lend is based on our assessment of your ability to afford the loan. We’ll look at employment income (including self-employed) and retirement income that’s currently being paid, or forecast to be paid upon retirement. We’ll also look at outgoings, including any loans or financial commitments already in place.
As a responsible lender, we look at providing mortgage loans that remain affordable now and in the future.