The Hodge Early Repayment Promise gives you peace of mind, knowing if something happens which means you need to sell your property and move out, you won’t be penalised by early repayment charges – giving you one less thing to worry about.

It’s common for mortgage providers to charge you a fee – known as an Early Repayment Charge – if you pay off your mortgage early. This is often a percentage of your mortgage, which, depending on your circumstances, can be hundreds – or, in some cases, thousands – of pounds.

At Hodge, we understand life is unpredictable, and something could happen which would mean you have to sell your home before you expected to. That could be for any number of reasons – from downsizing, to becoming unwell, or a relationship breaking down.

Alternatively, you may decide to move abroad or relocate to be closer to family, and want to sell up before doing so. These situations can be stressful enough, without worrying about having to pay fees to your lender as a result. That’s why we introduced the Hodge Early Repayment Promise.

Our promise to you means if you sell your home, pay off your mortgage completely, and move out, we’ll waive your Early Repayment Charges – giving you one less thing to worry about.

Early repayment promise logo

More information

View all FAQs
Male office worker
Find a financial advisor

If you don't already have one, you can use the link below to find a financial advisor.

Visit Unbiased