Product codeProductMax LTVProduct FeeRateAPR/CERCRepayment basis
RETENTION Hodge Resi Retire (50+) Mortgage
53231Hodge Resi Retire (50+) 2 year fixed60%£2,4956.29%7.40%Years 1-2 = 3%Interest only and repayment
53165Hodge Resi Retire (50+) 2 year fixed60%£9956.25%7.40%Years 1-2 = 3%Interest only and repayment
53166Hodge Resi Retire (50+) 2 year fixed (fee free)60%£06.45%7.40%Years 1-2 = 3%Interest only and repayment
53234Hodge Resi Retire (50+) 5 year fixed60%£2,4956.35%7.20%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53171Hodge Resi Retire (50+) 5 year fixed60%£9955.98%7.10%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53172Hodge Resi Retire (50+) 5 year fixed (fee free)60%£06.08%7.10%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53232Hodge Resi Retire (50+) 2 year fixed75%£2,4956.55%7.50%Years 1-2 = 3%Interest only and repayment
53167Hodge Resi Retire (50+) 2 year fixed75%£9956.38%7.40%Years 1-2 = 3%Interest only and repayment
53168Hodge Resi Retire (50+) 2 year fixed (fee free)75%£06.58%7.50%Years 1-2 = 3%Interest only and repayment
53235Hodge Resi Retire (50+) 5 year fixed75%£2,4956.59%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53173Hodge Resi Retire (50+) 5 year fixed75%£9956.10%7.10%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53174Hodge Resi Retire (50+) 5 year fixed (fee free)75%£06.20%7.20%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53233Hodge Resi Retire (50+) 2 year fixed85%£2,4956.79%7.50%Years 1-2 = 3%Repayment
53169Hodge Resi Retire (50+) 2 year fixed85%£9956.85%7.50%Years 1-2 = 3%Repayment
53170Hodge Resi Retire (50+) 2 year fixed (fee free)85%£07.05%7.60%Years 1-2 = 3%Repayment
53236Hodge Resi Retire (50+) 5 year fixed85%£2,4956.75%7.40%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Repayment
53175Hodge Resi Retire (50+) 5 year fixed85%£9956.49%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Repayment
53176Hodge Resi Retire (50+) 5 year fixed (fee free)85%£06.59%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Repayment
RETENTION RIO Mortgage
53217RIO Mortgage 2 year fixed60%£9956.47%7.50%Years 1-2 = 3%Interest only
53218RIO Mortgage 2 year fixed (fee free)60%£06.67%7.50%Years 1-2 = 3%Interest only
53221RIO Mortgage 5 year fixed60%£9956.47%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only
53222RIO Mortgage 5 year fixed (fee free)60%£06.61%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only
53219RIO Mortgage 2 year fixed75%£9956.62%7.50%Years 1-2 = 3%Interest only
53220RIO Mortgage 2 year fixed (fee free)75%£06.82%7.50%Years 1-2 = 3%Interest only
53223RIO Mortgage 5 year fixed75%£9956.72%7.40%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only
53224RIO Mortgage 5 year fixed (fee free)75%£06.86%7.40%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only
RETENTION Holiday Buy-to-Let Mortgage
53225HBTL Mortgage 2 year fixed75%£9956.65%7.50%Years 1-2 = 3%Interest only and repayment
53226HBTL Mortgage 2 year fixed (fee free)75%£06.85%7.50%Years 1-2 = 3%Interest only and repayment
53227HBTL Mortgage 5 year fixed75%£9956.49%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53228HBTL Mortgage 5 year fixed (fee free)75%£06.58%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
RETENTION Retirement Mortgage
53229Retirement Mortgage 2 year fixedBased on age£06.67%7.50%Years 1-2 = 3%Interest only
53230Retirement Mortgage 5 year fixedBased on age£06.61%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only
RETENTION Hodge Resi*
53237Hodge Resi 2 year fixed60%£2,4956.25%7.40%Years 1-2 = 3%Interest only and repayment
53191Hodge Resi 2 year fixed60%£9956.27%7.40%Years 1-2 = 3%Interest only and repayment
53238Hodge Resi 2 year fixed80%£2,4956.59%7.50%Years 1-2 = 3%Interest only and repayment
53192Hodge Resi 2 year fixed80%£9956.39%7.40%Years 1-2 = 3%Interest only and repayment
53193Hodge Resi 2 year fixed (fee free)80%£06.63%7.50%Years 1-2 = 3%Interest only and repayment
53239Hodge Resi 2 year fixed90%£2,4956.75%7.50%Years 1-2 = 3%Repayment
53194Hodge Resi 2 year fixed90%£9956.55%7.50%Years 1-2 = 3%Repayment
53195Hodge Resi 2 year fixed (fee free)90%£06.75%7.50%Years 1-2 = 3%Repayment
53240Hodge Resi 5 year fixed60%£2,4956.10%7.10%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53196Hodge Resi 5 year fixed60%£9956.10%7.10%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53241Hodge Resi 5 year fixed80%£2,4956.45%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53197Hodge Resi 5 year fixed80%£9956.29%7.20%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53198Hodge Resi 5 year fixed (fee free)80%£06.39%7.20%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Interest only and repayment
53242Hodge Resi 5 year fixed90%£2,4956.59%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Repayment
53199Hodge Resi 5 year fixed90%£9956.55%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Repayment
53200Hodge Resi 5 year fixed (fee free)90%£06.65%7.30%Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%Repayment

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Representative example – for illustrative purposes only.

This representative example is for illustration purposes only and doesn’t reflect the exact terms available to you.

An interest‑only mortgage of £162,897.07 payable over 25 years, with a fixed interest rate of 6.67% for the first 2 years, followed by our Standard Variable Rate (SVR) of 7.35% for the remaining term, would require 24 monthly payments of £905.44, followed by 276 monthly payments of £997.74.

The total amount of credit is £162,897.07

The total amount payable would be £460,053.87, made up of the loan amount plus interest, with a £0 product fee and a £50 final repayment charge.

The overall cost for comparison is 7.5% APRC.

This representative example assumes the SVR remains unchanged for the remainder of the mortgage term.

This is an interest‑only mortgage. Your monthly payments cover the interest only and don’t reduce the amount borrowed. You will still owe the full loan amount at the end of the mortgage term, and will need a suitable repayment vehicle in place to repay the loan in full.

Please note the rates shown are subject to change at any time

This mortgage is secured against your property. Your home may be repossessed if you do not keep up repayments on your mortgage.