If your outstanding mortgage balance is over £1 million and you’d like to discuss your product switch options, please contact us at [email protected]. Our team will be happy to help.
| Product code | Product | Max LTV | Product Fee | Rate | APR/C | ERC | Repayment basis |
|---|---|---|---|---|---|---|---|
| RETENTION Hodge Resi Retire (50+) Mortgage | |||||||
| 53313 | rHodge Resi Retire (50+) 2 year fixed | 60% | £995 | 6.69% | 7.50% | Years 1-2 = 3% | Interest only and repayment |
| 53314 | rHodge Resi Retire (50+) 2 year fixed (fee free) | 60% | £0 | 6.89% | 7.50% | Years 1-2 = 3% | Interest only and repayment |
| 53319 | rHodge Resi Retire (50+) 5 year fixed | 60% | £995 | 6.49% | 7.30% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only and repayment |
| 53320 | rHodge Resi Retire (50+) 5 year fixed (fee free) | 60% | £0 | 6.59% | 7.30% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only and repayment |
| 53315 | rHodge Resi Retire (50+) 2 year fixed | 75% | £995 | 6.79% | 7.50% | Years 1-2 = 3% | Interest only and repayment |
| 53316 | rHodge Resi Retire (50+) 2 year fixed (fee free) | 75% | £0 | 6.99% | 7.50% | Years 1-2 = 3% | Interest only and repayment |
| 53321 | rHodge Resi Retire (50+) 5 year fixed | 75% | £995 | 6.59% | 7.30% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only and repayment |
| 53322 | rHodge Resi Retire (50+) 5 year fixed (fee free) | 75% | £0 | 6.69% | 7.30% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only and repayment |
| 53317 | rHodge Resi Retire (50+) 2 year fixed | 85% | £995 | 6.95% | 7.50% | Years 1-2 = 3% | Repayment |
| 53318 | rHodge Resi Retire (50+) 2 year fixed (fee free) | 85% | £0 | 7.15% | 7.60% | Years 1-2 = 3% | Repayment |
| 53323 | rHodge Resi Retire (50+) 5 year fixed | 85% | £995 | 6.79% | 7.30% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Repayment |
| 53324 | rHodge Resi Retire (50+) 5 year fixed (fee free) | 85% | £0 | 6.89% | 7.40% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Repayment |
| RETENTION RIO Mortgage | |||||||
| 53331 | rRIO Mortgage 2 year fixed | 60% | £995 | 6.89% | 7.50% | Years 1-2 = 3% | Interest only |
| 53332 | rRIO Mortgage 2 year fixed (fee free) | 60% | £0 | 7.09% | 7.60% | Years 1-2 = 3% | Interest only |
| 53335 | rRIO Mortgage 5 year fixed | 60% | £995 | 6.89% | 7.40% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only |
| 53336 | rRIO Mortgage 5 year fixed (fee free) | 60% | £0 | 7.03% | 7.50% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only |
| 53333 | rRIO Mortgage 2 year fixed | 75% | £995 | 7.05% | 7.60% | Years 1-2 = 3% | Interest only |
| 53334 | rRIO Mortgage 2 year fixed (fee free) | 75% | £0 | 7.25% | 7.60% | Years 1-2 = 3% | Interest only |
| 53337 | rRIO Mortgage 5 year fixed | 75% | £995 | 6.99% | 7.50% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only |
| 53338 | rRIO Mortgage 5 year fixed (fee free) | 75% | £0 | 7.13% | 7.50% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only |
| RETENTION Holiday Buy-to-Let Mortgage | |||||||
| 53339 | rHBTL Mortgage 2 year fixed | 75% | £995 | 6.99% | 7.50% | Years 1-2 = 3% | Interest only and repayment |
| 53340 | rHBTL Mortgage 2 year fixed (fee free) | 75% | £0 | 7.19% | 7.60% | Years 1-2 = 3% | Interest only and repayment |
| 53341 | rHBTL Mortgage 5 year fixed | 75% | £995 | 6.85% | 7.40% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only and repayment |
| 53342 | rHBTL Mortgage 5 year fixed (fee free) | 75% | £0 | 6.95% | 7.40% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only and repayment |
| RETENTION Retirement Mortgage | |||||||
| 53343 | rRetirement Mortgage 2 year fixed | Based on age | £0 | 7.09% | 7.60% | Years 1-2 = 3% | Interest only |
| 53344 | rRetirement Mortgage 5 year fixed | Based on age | £0 | 7.03% | 7.50% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only |
| RETENTION Hodge Resi* | |||||||
| 53345 | rHodge Resi 2 year fixed | 60% | £995 | 6.45% | 7.40% | Years 1-2 = 3% | Interest only and repayment |
| 53346 | rHodge Resi 2 year fixed | 80% | £995 | 6.65% | 7.50% | Years 1-2 = 3% | Interest only and repayment |
| 53347 | rHodge Resi 2 year fixed (fee free) | 80% | £0 | 6.91% | 7.50% | Years 1-2 = 3% | Interest only and repayment |
| 53348 | rHodge Resi 2 year fixed | 90% | £995 | 6.79% | 7.50% | Years 1-2 = 3% | Repayment |
| 53349 | rHodge Resi 2 year fixed (fee free) | 90% | £0 | 7.01% | 7.50% | Years 1-2 = 3% | Repayment |
| 53350 | rHodge Resi 5 year fixed | 60% | £995 | 6.49% | 7.30% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only and repayment |
| 53351 | rHodge Resi 5 year fixed | 80% | £995 | 6.65% | 7.30% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only and repayment |
| 53352 | rHodge Resi 5 year fixed (fee free) | 80% | £0 | 6.75% | 7.40% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Interest only and repayment |
| 53353 | rHodge Resi 5 year fixed | 90% | £995 | 6.79% | 7.30% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Repayment |
| 53354 | rHodge Resi 5 year fixed (fee free) | 90% | £0 | 6.85% | 7.40% | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Repayment |
Our mortgage products
If you’re looking for a specialist mortgage or remortgage, you’re a landlord looking at holiday let or buy to let or you’re a professional who wants a mortgage tailored to you, let us help.
Representative example – for illustrative purposes only.
This representative example is for illustration purposes only and doesn’t reflect the exact terms available to you.
An interest‑only mortgage of £162,897.07 payable over 25 years, with a fixed interest rate of 6.67% for the first 2 years, followed by our Standard Variable Rate (SVR) of 7.35% for the remaining term, would require 24 monthly payments of £905.44, followed by 276 monthly payments of £997.74.
The total amount of credit is £162,897.07
The total amount payable would be £460,053.87, made up of the loan amount plus interest, with a £0 product fee and a £50 final repayment charge.
The overall cost for comparison is 7.5% APRC.
This representative example assumes the SVR remains unchanged for the remainder of the mortgage term.
This is an interest‑only mortgage. Your monthly payments cover the interest only and don’t reduce the amount borrowed. You will still owe the full loan amount at the end of the mortgage term, and will need a suitable repayment vehicle in place to repay the loan in full.
Please note the rates shown are subject to change at any time
This mortgage is secured against your property. Your home may be repossessed if you do not keep up repayments on your mortgage.