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On 18 November, the Prudential Regulation Authority (PRA) announced the Financial Services Compensation Scheme (FSCS) deposit protection limit will increase from 1 December 2025. The limit will rise from £85,000 to £120,000, the first change since 2017.
Keeping your money safe
We understand how important the security of your savings is, and this update means that in the event of a bank, building society or credit union going out of business, eligible customers will be protected up to the new increased limit of £120,000. This protection will be applied automatically from 1st December 2025, there’s nothing you need to do to initiate this. Your eligible deposits with Hodge Bank are protected by the FSCS.
As part of the changes announced by the PRA on the 18 Nov, we will be updating customer communications, all updates will be made by 31 May 2026.
We’re working through these changes as quickly as we can, but you may find information still referring to the limit as £85,000 in the meantime. Rest assured you are covered up to the new limit of £120,000.
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