Foreign Nationals without indefinite leave to remain
We can consider foreign nationals without indefinite leave to remain where they hold an eligible work visa and have a minimum of 12 months’ employment history.
We can also consider applicants on a spousal visa as part of a joint application.
Applicants on a skilled worker visa or health and care worker visa must be in permanent employment.
The maximum LTV is 95%
We can consider applicants on a spousal visa as part of a joint application.
Where an applicant has been in the UK for a minimum of two years and has at least 18 months’ employment history, we don’t set a minimum remaining visa term requirement.
We can consider foreign nationals without indefinite leave to remain where they hold a Tier 1 or Tier 2 visa with a minimum of 24 months remaining at the time of application.
Applicants must also have at least one year’s employment history.
The maximum LTV is 95%.
We can consider applicants who hold a Tier 2 work visa.