Foreign Nationals without indefinite leave to remain
We can consider foreign nationals without indefinite leave to remain where they hold an eligible work visa and have a minimum of 12 months’ employment history.
We can also consider applicants on a spousal visa as part of a joint application.
Applicants on a skilled worker visa or health and care worker visa must be in permanent employment.
The maximum LTV is 95%
Usage
Holiday Let
We only lend on properties that are let as a single unit.
Property
Resi
Resi Retire
RIO
We’ll allow up to 95% LTV on repayment mortgages and up to 80% LTV on interest only mortgages.
Property
Resi
Resi Retire
RIO
We’ll allow up to 95% LTV for purchases and remortgages and up to 80% LTV on interest only mortgages.