Foreign Nationals without indefinite leave to remain

We can consider foreign nationals without indefinite leave to remain where they hold an eligible work visa and have a minimum of 12 months’ employment history.
We can also consider applicants on a spousal visa as part of a joint application.
Applicants on a skilled worker visa or health and care worker visa must be in permanent employment.
The maximum LTV is 95%

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Property Resi Resi Retire RIO

We do not consider Grade I (one) listed buildings. However, Grade II (two) listed properties in England & Wales and B or C in Scotland can be accepted on a term mortgage.

Property Resi Resi Retire RIO

We may consider Grade II (two) listed properties in England and Wales, and Category B or C listed properties in Scotland, on a repayment mortgage.

Property Resi Resi Retire RIO

We don’t accept Grade II (two)* listed buildings. Grade II (two) listed properties in England and Wales, and Category B or C listed properties in Scotland, may be considered on a repayment mortgage.