Man stood in front of an office building

Development Finance

The Hodge Development Loan is designed for experienced developers with a proven track record, looking for bespoke lending solutions.

Hodge offers residential development finance of up to £5m for individuals, partnerships and limited companies. Our development loan is perfect for construction-ready sites and can be used to fund new builds and residential conversion or refurbishment projects.

Up to £5,000,000 Experienced relationship managers Up to 65% GDV

Our aim is to provide lending solutions to suit your needs, while our business structure allows us to deliver this in an efficient manner.

Why Hodge?

Since 1987 Hodge has specialised in providing development finance loans for residential and commercial property.

During this time, we’ve learned a lot about development and the obstacles faced by developers during the process. Most importantly, we’ve learned a lot about what developers want and need from us.

When you choose Hodge, you can expect:

  • Expert support
    Our experienced relationship managers will assist you with the structuring of the loan and support you throughout the project.
  • Project variety
    We can lend on refurbishments, conversions and new build developments.
  • Efficient service
    Our business structure allows us to make decisions quickly.

Lending Criteria

Borrower types
Individual, sole trader, partnerships, LLP, limited company, PLC.
Loan Size
£1m to £5m.
Maximum 65% GDV.
Up to 80% Cost.
Up to 24 months.
Repayment Profiles
100% Net Sale Proceeds.
  • First legal charge over freehold or leasehold (Leaseholds to have a minimum of 125 years remaining at completion).
  • Debenture incorporating charge over relevant contracts where applicable.
  • Interest cover and cost overrun guarantee.
  • Warranties from consultants/sub-contractors where design responsibility exists.
  • New Homes Warranty (Residential).
Interest Margin
6% - 8%.
2% to 3% calculated on facility amount.

How to apply

Applying is easy, we’ll just need a bit of information from you. To find out more about Hodge and how we could work together, get in touch with our team on 0800 021 7823 or email us at