Product Risk Officer – EXPIRED

Product Risk Officer

Hodge are a financial services business focused on the retail savings, commercial lending and specialist residential mortgage  markets.  Working at Hodge is about making a difference. That starts with our purpose: we make life better for customers and society in the moments that matter. 

For over 50 years, we’ve shared the same simple mission: to really make a positive difference for our customers and communities. This ethos is in our DNA, as we are 79% owned by a charity, the Hodge Foundation. 

The thing that sets us up to succeed with that mission is our people. We are so proud to have exceptional colleagues at Hodge, and we look to develop and invest in our people through their careers. Hodge is at its best when we enable our people to be their best! 

We have achieved significant growth over the last few years and have ambitious plans to expand further.

We have an opportunity in our rapidly expanding Customer Division. Reporting to the Compliance Risk Officer, you will be responsible for : 

Key responsibilities will include: 

• Ensuring the product risk assessment documentation is regularly reviewed, updated and remains fit for purpose to support you in identifying the conduct and operational risks

• Holding responsibility for the production and maintenance of the product risk assessments for mortgages and savings

• Establishing excellent stakeholder relationships to work closely with the product teams to identify control gaps, agreeing actions and taking ownership of tracking actions to close any identified gaps

• Working closely with the first line risk team to ensure all risks identified are captured on the relevant risk registers and reflect the appropriate controls

• Taking ownership to produce monthly product related conduct MI, ensuring the business has a monthly view of performance against key risk indicators

• Working with the compliance team to help identify any regulatory changes that may impact or change the risk profile of the savings and mortgages products

What we need from you: 

• Experience of working in a risk / compliance role
• Financial services experience
• Knowledge of risk management frameworks
• Demonstrable ability to work towards and achieve targets
• Ability to work autonomously
• Excellent communication and influencing skills
• Attention to detail with excellent literacy and good numerical skills.
• Excellent Office 365 skills and a good understanding of computerised administration and workflow systems.

In return we offer: 

• Competitive Salary
• Based in Cardiff City Centre operating in a highly flexible Hybrid workspace.
• 28 days Holiday with the option to buy more.
• Subsidised Gym Membership.
• Private Medical & Health Insurance 
• Extensive learning and development programme
• Generous, personalised benefits package
• Enhanced parental leave – Up to 20 weeks paid Maternity AND Paternity leave
• Company pension contribution up to 15%
• 4 days on top of annual leave for community and charity work
• Flexible working options

Please be aware that should we pursue your application, all our Financial Services employees will be expected to complete background checks to assess suitability for employment, these include; a criminal record, identity, sanctions, adverse finance, fraud prevention and reference checks to comply with our regulatory requirements. 

Hodge is an advocate of being an equal opportunities employer, We believe in promoting equality and diversity which is central to our lives today. We welcome applications from all sections of the community and recognises the value a diverse workforce brings to an organisation. 

ESG and sustainability are at the heart of everything we do and serves as a reminder of the responsibility we have to our stakeholders, customers, colleagues and the communities we operate in to use our position wisely. We’re currently exploring different certifications available and have done an initial review of how we think we’d fare, as we see this as a real opportunity for Hodge given our social purpose.