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While Downsizing Protection will be familiar to those in the Equity Release market, it may not be quite so well known in the wider market. Essentially, it allows customers to downsize and repay an equity release plan in full without incurring any early repayment charges.
We’ve been offering a version of this feature on our Retirement Interest Only (RIO) mortgage, and Holiday Let products, but we’ve also extended this facility across all of the 50+ and RIO mortgage products, under the ‘Early Repayment Promise’.
