Product Rates

You can view all our rates on the guide below

Click icon Initial Rate (AER) Initial Rate Period Product Product Type Reversion Rate Lender Fee ERC Max LTV Product Code
Apply 4.22% Lifetime Equity Release Mortgage (V1) Equity Release (Additional Borrowing only) N/A £0 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 50489
Apply 4.07% Lifetime Equity Release Mortgage (V2) Equity Release (Additional Borrowing only) N/A £250 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 50490
Apply 3.98% Lifetime Equity Release Mortgage (V3) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50539
Apply 3.83% Lifetime Equity Release Mortgage (V4) Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50540
Apply 4.31% Lifetime Equity Release Mortgage Extended LTV (V1) Equity Release (Additional Borrowing only) N/A £0 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 50497
Apply 4.17% Lifetime Equity Release Mortgage Extended LTV (V2) Equity Release (Additional Borrowing only) N/A £250 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 50498
Apply 4.07% Lifetime Equity Release Mortgage Extended LTV (V3) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50543
Apply 3.93% Lifetime Equity Release Mortgage Extended LTV (V4) Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50544
Apply 3.65% Lifetime Equity Release Mortgage Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50494
Apply 3.80% Lifetime Equity Release Mortgage (Fee Free) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50495
Apply 4.00% Lifetime Equity Release Mortgage Plus Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50541
Apply 4.15% Lifetime Equity Release Mortgage Plus (Fee Free) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50542
Apply 3.95% 2 year 2 year fixed Retirement Mortgage (Additional Borrowing only) 4.20% £250 Years 1-2 = 3% 52% 50446
Apply 4.15% 5 year 5 year fixed Retirement Mortgage (Additional Borrowing only) 4.20% £250 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 52% 50487
Apply 3.50% 5 year 5 year fixed 50+ Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50573
Apply 3.65% 5 year 5 year fixed (Fee Free) 50+ Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50574
Apply 3.19% 2 year 2 year discount 50+ Mortgage 4.20% £995 Years 1-2 = 3% 75% 50585
Apply 3.30% 2 year 2 year discount (Fee Free) 50+ Mortgage 4.20% £0 Years 1-2 = 3% 75% 50586
Apply 3.60% 2 year 2 year fixed RIO Mortgage 4.20% £995 Years 1-2 = 3% 75% 50547
Apply 3.85% 2 year 2 year fixed (Fee Free) RIO Mortgage 4.20% £0 Years 1-2 = 3% 75% 50548
Apply 3.90% 5 year 5 year fixed RIO Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50549
Apply 4.05% 5 year 5 year fixed (Fee Free) RIO Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50550
Apply 3.50% 2 year 2 year discount RIO Mortgage 4.20% £995 Years 1-2 = 3% 75% 50587
Apply 3.75% 2 year 2 year discount (Fee Free) RIO Mortgage 4.20% £0 Years 1-2 = 3% 75% 50588
Apply 3.20% 5 year 5 year fixed Holiday Let 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50575
Apply 3.35% 5 year 5 year fixed (Fee Free) Holiday Let 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50576
Apply 3.20% 2 year 2 year fixed Holiday Let 4.20% £995 Years 1-2 = 3% 60% 50577
Apply 3.45% 2 year 2 year fixed (Fee Free) Holiday Let 4.20% £0 Years 1-2 = 3% 60% 50578
Apply 3.40% 5 year 5 year fixed Holiday Let 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50579
Apply 3.55% 5 year 5 year fixed (Fee Free) Holiday Let 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50580
Apply 3.80% 2 year 2 year fixed Holiday Let 4.20% £995 Years 1-2 = 3% 75% 50581
Apply 3.95% 2 year 2 year fixed (Fee Free) Holiday Let 4.20% £0 Years 1-2 = 3% 75% 50582
Apply 4.05% 5 year 5 year fixed Holiday Let 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50583
Apply 4.20% 5 year 5 year fixed (Fee Free) Holiday Let 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 75% 50584
Apply 3.00% 5 year 5 year fixed 50+ Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50551
Apply 3.35% 5 year 5 year fixed (Fee Free) 50+ Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50552
Apply 3.10% 5 year 5 year fixed RIO Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50545
Apply 3.25% 5 year 5 year fixed (Fee Free) RIO Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 50% 50546
Apply 3.19% 2 year 2 year fixed 50+ Mortgage 4.20% £995 Years 1-2 = 3% 60% 50513
Apply 3.30% 2 year 2 year fixed (Fee Free) 50+ Mortgage 4.20% £0 Years 1-2 = 3% 60% 50393
Apply 3.20% 5 year 5 year fixed 50+ Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50434
Apply 3.55% 5 year 5 year fixed (Fee Free) 50+ Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50514
Apply 3.09% 2 year 2 year discount 50+ Mortgage 4.20% £995 Years 1-2 = 3% 60% 50523
Apply 3.20% 2 year 2 year discount (Fee Free) 50+ Mortgage 4.20% £0 Years 1-2 = 3% 60% 50524
Apply 3.00% 2 year 2 year fixed RIO Mortgage 4.20% £995 Years 1-2 = 3% 60% 50436
Apply 3.25% 2 year 2 year fixed (Fee Free) RIO Mortgage 4.20% £0 Years 1-2 = 3% 60% 50437
Apply 3.30% 5 year 5 year fixed RIO Mortgage 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50438
Apply 3.45% 5 year 5 year fixed (Fee Free) RIO Mortgage 4.20% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 60% 50439
Apply 2.90% 2 year 2 year discount RIO Mortgage 4.20% £995 Years 1-2 = 3% 60% 50527
Apply 3.15% 2 year 2 year discount (Fee Free) RIO Mortgage 4.20% £0 Years 1-2 = 3% 60% 50528
Apply 3.29% 2 year 2 year fixed 50+ Mortgage 4.20% £995 Years 1-2 = 3% 75% 50571
Apply 3.40% 2 year 2 year fixed (Fee Free) 50+ Mortgage 4.20% £0 Years 1-2 = 3% 75% 50572