Equity Release & Retirement Mortgage Rates

For existing borrowers only

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Click icon Initial Rate (AER) Initial Rate Period Product Product Type Reversion Rate Lender Fee ERC Max LTV Product Code
Apply 4.30% Lifetime Lump Sum Lifetime Mortgage (V1) Equity Release (Existing Borrowers only) N/A £0 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% 48% 50414
Apply 4.15% Lifetime Lump Sum Lifetime Mortgage (V2) Equity Release (Existing Borrowers only) N/A £595 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% 48% 50415
Apply 4.05% Lifetime Lump Sum Lifetime Mortgage (V3) Equity Release (Existing Borrowers only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) 48% 50416
Apply 3.90% Lifetime Lump Sum Lifetime Mortgage (V4) Equity Release (Existing Borrowers only) N/A £595 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) 48% 50417
Apply 4.45% Lifetime Flexible Lifetime Mortgage (V1) Equity Release (Existing Borrowers only) N/A £0 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% 48% 50410
Apply 4.30% Lifetime Flexible Lifetime Mortgage (V2) Equity Release (Existing Borrowers only) N/A £595 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% 48% 50411
Apply 4.20% Lifetime Flexible Lifetime Mortgage (V3) Equity Release (Existing Borrowers only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) 48% 50412
Apply 4.05% Lifetime Flexible Lifetime Mortgage (V4) Equity Release (Existing Borrowers only) N/A £595 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) 48% 50413
Apply 3.95% 2 year 2 year fixed Retirement Mortgage (Existing Borrowers only) 4.20% £995 Years 1-2 = 3% 52% 50444
Apply 4.15% 5 year 5 year fixed Retirement Mortgage (Existing Borrowers only) 4.20% £995 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 52% 50445