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Initial Rate (AER) | Initial Rate Period | Product | Product Type | Reversion Rate | Lender Fee | ERC | Max LTV | Product Code |
|---|---|---|---|---|---|---|---|---|---|
| Apply | 4.22% | Lifetime | Equity Release Mortgage (V1) | Equity Release (Additional Borrowing only) | N/A | £0 | Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% | Depends on age | 50489 |
| Apply | 4.07% | Lifetime | Equity Release Mortgage (V2) | Equity Release (Additional Borrowing only) | N/A | £250 | Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% | Depends on age | 50490 |
| Apply | 3.98% | Lifetime | Equity Release Mortgage (V3) | Equity Release (Additional Borrowing only) | N/A | £0 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) | Depends on age | 50539 |
| Apply | 3.83% | Lifetime | Equity Release Mortgage (V4) | Equity Release (Additional Borrowing only) | N/A | £250 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) | Depends on age | 50540 |
| Apply | 4.31% | Lifetime | Equity Release Mortgage Extended LTV (V1) | Equity Release (Additional Borrowing only) | N/A | £0 | Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% | Depends on age | 50497 |
| Apply | 4.17% | Lifetime | Equity Release Mortgage Extended LTV (V2) | Equity Release (Additional Borrowing only) | N/A | £250 | Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% | Depends on age | 50498 |
| Apply | 4.07% | Lifetime | Equity Release Mortgage Extended LTV (V3) | Equity Release (Additional Borrowing only) | N/A | £0 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) | Depends on age | 50543 |
| Apply | 3.93% | Lifetime | Equity Release Mortgage Extended LTV (V4) | Equity Release (Additional Borrowing only) | N/A | £250 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) | Depends on age | 50544 |
| Apply | 3.65% | Lifetime | Equity Release Mortgage | Equity Release (Additional Borrowing only) | N/A | £250 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) | Depends on age | 50494 |
| Apply | 3.80% | Lifetime | Equity Release Mortgage (Fee Free) | Equity Release (Additional Borrowing only) | N/A | £0 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) | Depends on age | 50495 |
| Apply | 4.00% | Lifetime | Equity Release Mortgage Plus | Equity Release (Additional Borrowing only) | N/A | £250 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) | Depends on age | 50541 |
| Apply | 4.15% | Lifetime | Equity Release Mortgage Plus (Fee Free) | Equity Release (Additional Borrowing only) | N/A | £0 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) | Depends on age | 50542 |
| Apply | 3.95% | 2 year | 2 year fixed | Retirement Mortgage (Additional Borrowing only) | 4.20% | £250 | Years 1-2 = 3% | 52% | 50446 |
| Apply | 4.15% | 5 year | 5 year fixed | Retirement Mortgage (Additional Borrowing only) | 4.20% | £250 | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | 52% | 50487 |
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