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Initial Rate (AER) | Initial Rate Period | Product | Product Type | Reversion Rate | Lender Fee | ERC | Max LTV | Product Code |
|---|---|---|---|---|---|---|---|---|---|
| Apply | 6.60% | 2 year | 2 year fixed | Retirement Mortgage (Additional Borrowing only) | 8.85% | £250 | Years 1-2 = 3% | Depends on age | 51948 |
| Apply | 6.20% | 5 year | 5 year fixed | Retirement Mortgage (Additional Borrowing only) | 8.85% | £250 | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Depends on age | 51949 |
| Apply | 6.60% | 2 year | 2 year fixed | Retirement Mortgage (Retention) | 8.85% | £0 | Years 1-2 = 3% | Depends on age | 51978 |
| Apply | 6.20% | 5 year | 5 year fixed | Retirement Mortgage (Retention) | 8.85% | £0 | Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% | Depends on age | 51979 |
| Apply | 6.54% | Lifetime | Equity Release Mortgage (V1) | Equity Release (Additional Borrowing only) | N/A | £0 | Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% | Depends on age | 51984 |
| Apply | 6.44% | Lifetime | Equity Release Mortgage (V2) | Equity Release (Additional Borrowing only) | N/A | £250 | Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% | Depends on age | 51985 |
| Apply | 6.34% | Lifetime | Equity Release Mortgage (V3) | Equity Release (Additional Borrowing only) | N/A | £0 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) | Depends on age | 51986 |
| Apply | 6.24% | Lifetime | Equity Release Mortgage (V4) | Equity Release (Additional Borrowing only) | N/A | £250 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) | Depends on age | 51987 |
| Apply | 6.94% | Lifetime | Equity Release Mortgage Extended LTV (V1) | Equity Release (Additional Borrowing only) | N/A | £0 | Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% | Depends on age | 51988 |
| Apply | 6.84% | Lifetime | Equity Release Mortgage Extended LTV (V2) | Equity Release (Additional Borrowing only) | N/A | £250 | Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% | Depends on age | 51989 |
| Apply | 6.74% | Lifetime | Equity Release Mortgage Extended LTV (V3) | Equity Release (Additional Borrowing only) | N/A | £0 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) | Depends on age | 51990 |
| Apply | 6.64% | Lifetime | Equity Release Mortgage Extended LTV (V4) | Equity Release (Additional Borrowing only) | N/A | £250 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) | Depends on age | 51991 |
| Apply | 6.24% | Lifetime | Equity Release Mortgage | Equity Release (Additional Borrowing only) | N/A | £250 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) | Depends on age | 51992 |
| Apply | 6.34% | Lifetime | Equity Release Mortgage (Fee Free) | Equity Release (Additional Borrowing only) | N/A | £0 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) | Depends on age | 51993 |
| Apply | 6.64% | Lifetime | Equity Release Mortgage Plus | Equity Release (Additional Borrowing only) | N/A | £250 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) | Depends on age | 51994 |
| Apply | 6.74% | Lifetime | Equity Release Mortgage Plus (Fee Free) | Equity Release (Additional Borrowing only) | N/A | £0 | Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) | Depends on age | 51995 |
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