Equity Release & Retirement Mortgage Rates

For existing borrowers only

Loan to Value Table
Click icon Initial Rate (AER) Initial Rate Period Product Product Type Reversion Rate Lender Fee ERC Max LTV Product Code
Apply 6.90% 2 year 2 year fixed Retirement Mortgage (Additional Borrowing only) 8.35% £250 Years 1-2 = 3% Depends on age 51880
Apply 6.50% 5 year 5 year fixed Retirement Mortgage (Additional Borrowing only) 8.35% £250 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% Depends on age 51881
Apply 6.90% 2 year 2 year fixed Retirement Mortgage (Retention) 8.35% £0 Years 1-2 = 3% Depends on age 51906
Apply 6.50% 5 year 5 year fixed Retirement Mortgage (Retention) 8.35% £0 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% Depends on age 51907
Apply 7.34% Lifetime Equity Release Mortgage (V1) Equity Release (Additional Borrowing only) N/A £0 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 51584
Apply 7.24% Lifetime Equity Release Mortgage (V2) Equity Release (Additional Borrowing only) N/A £250 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 51585
Apply 7.14% Lifetime Equity Release Mortgage (V3) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 51586
Apply 7.04% Lifetime Equity Release Mortgage (V4) Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 51587
Apply 7.74% Lifetime Equity Release Mortgage Extended LTV (V1) Equity Release (Additional Borrowing only) N/A £0 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 51588
Apply 7.64% Lifetime Equity Release Mortgage Extended LTV (V2) Equity Release (Additional Borrowing only) N/A £250 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 51589
Apply 7.54% Lifetime Equity Release Mortgage Extended LTV (V3) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 51590
Apply 7.44% Lifetime Equity Release Mortgage Extended LTV (V4) Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 51591
Apply 7.04% Lifetime Equity Release Mortgage Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 51592
Apply 7.14% Lifetime Equity Release Mortgage (Fee Free) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 51593
Apply 7.44% Lifetime Equity Release Mortgage Plus Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 51594
Apply 7.54% Lifetime Equity Release Mortgage Plus (Fee Free) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 51595