Equity Release & Retirement Mortgage Rates

For existing borrowers only

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Click icon Initial Rate (AER) Initial Rate Period Product Product Type Reversion Rate Lender Fee ERC Max LTV Product Code
Apply 4.22% Lifetime Equity Release Mortgage (V1) Equity Release (Additional Borrowing only) N/A £0 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 50489
Apply 4.07% Lifetime Equity Release Mortgage (V2) Equity Release (Additional Borrowing only) N/A £250 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 50490
Apply 3.98% Lifetime Equity Release Mortgage (V3) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50539
Apply 3.83% Lifetime Equity Release Mortgage (V4) Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50540
Apply 4.31% Lifetime Equity Release Mortgage Extended LTV (V1) Equity Release (Additional Borrowing only) N/A £0 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 50497
Apply 4.17% Lifetime Equity Release Mortgage Extended LTV (V2) Equity Release (Additional Borrowing only) N/A £250 Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1% Depends on age 50498
Apply 4.07% Lifetime Equity Release Mortgage Extended LTV (V3) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50543
Apply 3.93% Lifetime Equity Release Mortgage Extended LTV (V4) Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 5%, Year 3 = 5%, Year 4 = 5%, Year 5 = 4%, Year 6 = 3%, Year 7 = 2%, Year 8 = 1%) Depends on age 50544
Apply 3.65% Lifetime Equity Release Mortgage Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50494
Apply 3.80% Lifetime Equity Release Mortgage (Fee Free) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50495
Apply 4.00% Lifetime Equity Release Mortgage Plus Equity Release (Additional Borrowing only) N/A £250 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50541
Apply 4.15% Lifetime Equity Release Mortgage Plus (Fee Free) Equity Release (Additional Borrowing only) N/A £0 Variable ERC + fixed ERC (Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1%) Depends on age 50542
Apply 3.95% 2 year 2 year fixed Retirement Mortgage (Additional Borrowing only) 4.20% £250 Years 1-2 = 3% 52% 50446
Apply 4.15% 5 year 5 year fixed Retirement Mortgage (Additional Borrowing only) 4.20% £250 Year 1 = 5%, Year 2 = 4%, Year 3 = 3%, Year 4 = 2%, Year 5 = 1% 52% 50487