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We won! Double award delight for Hodge

25th November 2021

We’re delighted to announce Hodge has won the Mortgage Introducer Later Life Lender of the Year award and the Your Mortgage award for Best Later Life Lender.

Both awards are a reflection on Hodge’s commitment to providing products for the rapidly evolving later-life market. Borrower needs are changing and the 50+ and Retirement Interest Only mortgages are there to provide much needed flexibility for this new breed of later life customer.

Emma Graham, business development director at Hodge, said:

"We are delighted to have won the award for later life lender of the year at both the ‘Mortgage Introducer’ and ‘Your Mortgage’ awards. These accolades are a testament to all the hard work the mortgage business has put in to enhancing our later life propositions over the course of the year to help give our brokers more financial solutions for their customers".

"As many of you will be aware, Hodge made a commercial decision earlier this year to sell its life company and cease writing new equity release business. We did this to diversify our later life proposition to focus more specifically on alternative solutions for your over 50s customers which makes it all the more pleasing to be recognised in these categories. Later life lending has always and will always be a core part of our mortgage proposition as we move forwards and I would like to personally thank everyone who took the time to vote”.

What makes us different?

For 50+ and RIO Mortgages, at Hodge we...

  • Consider earned income, both employed and self-employed, up to a maximum age of 80
  • Look at both pre and post retirement income, there’s no upper age limit if the mortgage is affordable on pension income
  • Can lend up to six times income on a like-for-like remortgage
  • Lend from age 50 with a maximum term of 41 years for 50+ with no end date for RIO
  • Only need one client to be aged 50, we can look at a second applicant under 50 in this instance

Don’t forget, your customers have the option of an annual 10% overpayment facility across our entire range as well as the flexibility of our Early Repayment Promise, where they can sell-up and repay in full without early repayment charges, for added peace of mind. They also have a choice of interest only or repayment for 50+ and Holiday Let.

Find your Hodge expert here, or follow this link for more information about Hodge mortgages

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