Do you want to be part of a force for good, helping to make life better for customers & society in the moments that matter?
At Hodge, we put people at the heart of our business and that means our customers, colleagues and communities. Hodge is a Welsh financial service provider that focus on commercial lending, and specialist residential mortgage markets.
This role sits within our Retail department and plays a pivotal role in developing pricing strategies and models of Hodges’ mortgage and savings products that align with Hodges’ business objectives and risk framework. Reporting to the Head of Product Strategy, but working closely with the Savings and Mortgage Pricing Managers, this role leads the pricing and maintenance of both new business and retention product ranges.
Essential Experience:
- Significant experience of working in a product management/development role.
- Experience of recommending rates and pricing approaches
- Experience of forecasting and planning
- Knowledge of Financial Services, in particular new entrants, specialist lenders and smaller banks
Key responsibilities will include:
- Lead on the development of retail pricing capability, enhancing efficiency and effectiveness of the pricing.
- Manage the financial performance of the product ranges, ensuring fiscal plans are met and that adequate forecasting and rationale behind proposals is provided to ExCo for effective decision making.
- Work closely with our Change, Marketing and Distribution teams to help define and deliver the retail roadmap.
- Responsible for the acquisition and retention forecasting models for both savings and mortgages, leveraging all opportunities while ensuring the business is governed correctly.
- Responsible for interest calculation methodology on all retail products
- Understand and monitor the competitive structure of the UK savings and mortgage markets to ensure Hodge is well positioned to meet its funding requirements.
- Bring detailed product knowledge to relevant forums within the business to help inform strategic and tactical pricing decisions.
- Support Mortgage and Savings product managers with pricing recommendations; present pricing analysis and fortnightly performance updates to the Pricing Committee.
- Support new product development design and implementation.
Please be aware that should we pursue your application, all our Financial Services employees will be expected to complete background checks to assess suitability for employment, these include; a criminal record, identity, sanctions, adverse finance, fraud prevention and reference checks to comply with our regulatory requirements.
Hodge is an advocate of being an equal opportunities employer, We believe in promoting equality and diversity which is central to our lives today. We welcome applications from all sections of the community and recognises the value a diverse workforce brings to an organisation.
ESG and sustainability are at the heart of everything we do and serves as a reminder of the responsibility we have to our stakeholders, customers, colleagues and the communities we operate in to use our position wisely. We’re currently exploring different certifications available and have done an initial review of how we think we’d fare, as we see this as a real opportunity for Hodge given our social purpose.
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