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Apply for a Hodge ISA quickly and easily online, either with new money or by transferring funds from an account with another provider.
1 Year Fixed Rate Cash ISA – Online Only (4.71%)
I'd like my interest paid annually
4.71%
The rate displayed above are the amounts you’ll receive in total each year, depending which option you choose
I'd like my interest paid monthly
4.61%
The rate displayed above are the amounts you’ll receive in total each year, depending which option you choose
Account Name
1 Year Fixed Rate Cash ISA
What is the interest rate?
4.71 % Gross*/AER** – Annual
4.61 %Gross*/4.71% AER** – Monthly
Interest is calculated daily. Annual interest is paid on the 31st of August each year. Monthly interest is paid on the last working day of the month.
Can Hodge Bank change the interest rate?
No, the interest rate is fixed for the term.
What would the estimated balance be after 12 months based on £1,000 deposit?
£1047.10
The illustrative example assumes one initial deposit of £1,000, with no further additions with interest paid annually and added to the account. This projection is provided for illustrative purposes only & does not take into account the individual circumstances of a customer.
How do I open and manage my account?
You can open your account online.
Accounts opened online can be managed via our internet banking.
The minimum deposit for a Cash ISA is £1,000.
Add money to your account by Bank Transfer.
Hodge use a payments provider called Modulr. When making a payment to your new Hodge account, you may notice a reference to Modulr Finance when setting up payee details. This allows you to confirm you’re paying the correct amount and means we receive your payment more quickly.
Account holders must be aged 18 or over and be UK resident and only liable for UK tax.
The maximum amount that may be held by you with us across all products may not in aggregate exceed £1,000,000 but we may waive this limit at our absolute discretion.
Can I withdraw money?
You can withdraw your funds before maturity of the ISA however a fee is applicable for early access which is equivalent to 90 days tax free interest.
We will write to you, before the end of your fixed term, to provide you with your options.
Additional information
Interest is paid tax free.
When you open an account, you have 10 working days to transfer any funds in to that account. If, after 10 days, no funds have been received or the funds held in the account do not meet the minimum balance, then we will close the account and return any money held in the account.
After these 10 working days, you are not able to make additional contributions to your ISA until maturity.
Transfers in from other Cash ISA providers are permitted. Requests to transfer funds into an account from another ISA provider must be made at the same time as your initial account application by signing an ISA transfer form. Transfer requests received after your initial account application may be refused
All deposits in and out of your account must come from your nominated bank account, which you provide as part of the application process.
If you make withdrawals before maturity, you may get back less than the amount you originally invested.
Glossary Terms
AER – AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded each year.
Tax-free – Your interest is paid free from income tax.
The tax treatment depends on your individual circumstances and may change in the future.
2 Year Fixed Rate Cash ISA – Online Only (4.30%)
I'd like my interest paid annually
4.30%
The rate displayed above are the amounts you’ll receive in total each year, depending which option you choose
I'd like my interest paid monthly
4.22%
The rate displayed above are the amounts you’ll receive in total each year, depending which option you choose
Account Name
2 Year Fixed Rate Cash ISA
What is the interest rate?
4.30% Gross*/AER** – Annual
4.22 %* Gross*/4.30% AER** – Monthly
Interest is calculated daily. Annual interest is paid on the 31st of August each year. Monthly interest is paid on the last working day of the month.
Can Hodge Bank change the interest rate?
No, the interest rate is fixed for the term.
What would the estimated balance be after 24 months based on £1,000 deposit?
£1087.85
The illustrative example assumes one initial deposit of £1,000, with no further additions with interest paid annually and added to the account. This projection is provided for illustrative purposes only & does not take into account the individual circumstances of a customer.
How do I open and manage my account?
You can open your account online.
Accounts opened online can be managed via our internet banking.
The minimum deposit for a Cash ISA is £1,000.
Add money to your account by Bank Transfer.
Hodge use a payments provider called Modulr. When making a payment to your new Hodge account, you may notice a reference to Modulr Finance when setting up payee details. This allows you to confirm you’re paying the correct amount and means we receive your payment more quickly.
Account holders must be aged 18 or over and be UK resident and only liable for UK tax.
The maximum amount that may be held by you with us across all products may not in aggregate exceed £1,000,000 but we may waive this limit at our absolute discretion.
Can I withdraw money?
You can withdraw your funds before maturity of the ISA however a fee is applicable for early access which is equivalent to 180 days tax free interest.
We will write to you, before the end of your fixed term, to provide you with your options.
Additional information
Interest is paid tax free.
When you open an account, you have 10 working days to transfer any funds in to that account. If, after 10 days, no funds have been received or the funds held in the account do not meet the minimum balance, then we will close the account and return any money held in the account.
After these 10 working days, you are not able to make additional contributions to your ISA until maturity.
Transfers in from other Cash ISA providers are permitted. Requests to transfer funds into an account from another ISA provider must be made at the same time as your initial account application by signing an ISA transfer form. Transfer requests received after your initial account application may be refused
All deposits in and out of your account must come from your nominated bank account, which you provide as part of the application process.
If you make withdrawals before maturity, you may get back less than the amount you originally invested.
Glossary Terms
AER – AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded each year.
Tax-free – Your interest is paid free from income tax.
The tax treatment depends on your individual circumstances and may change in the future.
3 Year Fixed Rate Cash ISA – Online Only (3.90%)
I'd like my interest paid annually
3.90%
The rate displayed above are the amounts you’ll receive in total each year, depending which option you choose
I'd like my interest paid monthly
3.83%
The rate displayed above are the amounts you’ll receive in total each year, depending which option you choose
Account Name
3 Year Fixed Rate Cash ISA
What is the interest rate?
3.90% Gross*/AER** – Annual
3.83% Gross*/3.90% AER** – Monthly
Interest is calculated daily. Annual interest is paid on the 31st of August each year. Monthly interest is paid on the last working day of the month.
Can Hodge Bank change the interest rate?
No, the interest rate is fixed for the term.
What would the estimated balance be after 36 months based on £1,000 deposit?
£1121.62
The illustrative example assumes one initial deposit of £1,000, with no further additions with interest paid annually and added to the account. This projection is provided for illustrative purposes only & does not take into account the individual circumstances of a customer.
How do I open and manage my account?
You can open your account online.
Accounts opened online can be managed via our internet banking.
The minimum deposit for a Cash ISA is £1,000.
Add money to your account by Bank Transfer.
Hodge use a payments provider called Modulr. When making a payment to your new Hodge account, you may notice a reference to Modulr Finance when setting up payee details. This allows you to confirm you’re paying the correct amount and means we receive your payment more quickly.
Account holders must be aged 18 or over and be UK resident and only liable for UK tax.
The maximum amount that may be held by you with us across all products may not in aggregate exceed £1,000,000 but we may waive this limit at our absolute discretion.
Can I withdraw money?
You can withdraw your funds before maturity of the ISA however a fee is applicable for early access which is equivalent to 270 days tax free interest.
We will write to you, before the end of your fixed term, to provide you with your options.
Additional information
Interest is paid tax free.
When you open an account, you have 10 working days to transfer any funds in to that account. If, after 10 days, no funds have been received or the funds held in the account do not meet the minimum balance, then we will close the account and return any money held in the account.
After these 10 working days, you are not able to make additional contributions to your ISA until maturity.
Transfers in from other Cash ISA providers are permitted. Requests to transfer funds into an account from another ISA provider must be made at the same time as your initial account application by signing an ISA transfer form. Transfer requests received after your initial account application may be refused
All deposits in and out of your account must come from your nominated bank account, which you provide as part of the application process.
If you make withdrawals before maturity, you may get back less than the amount you originally invested.
Glossary Terms
AER – AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded each year.
Tax-free – Your interest is paid free from income tax.
The tax treatment depends on your individual circumstances and may change in the future.
5 Year Fixed Rate Cash ISA – Online Only (3.40%)
I'd like my interest paid annually
3.40%
The rate displayed above are the amounts you’ll receive in total each year, depending which option you choose
I'd like my interest paid monthly
3.35%
The rate displayed above are the amounts you’ll receive in total each year, depending which option you choose
Account Name
5 Year Fixed Rate Cash ISA
What is the interest rate?
3.40% Gross*/AER** – Annual
3.35% Gross*/3.40% AER** – Monthly
Interest is calculated daily. Annual interest is paid on the 31st of August each year. Monthly interest is paid on the last working day of the month.
Can Hodge Bank change the interest rate?
No, the interest rate is fixed for the term.
What would the estimated balance be after 60 months based on £1,000 deposit?
£1181.97
The illustrative example assumes one initial deposit of £1,000, with no further additions with interest paid annually and added to the account. This projection is provided for illustrative purposes only & does not take into account the individual circumstances of a customer.
How do I open and manage my account?
You can open your account online.
Accounts opened online can be managed via our internet banking.
The minimum deposit for a Cash ISA is £1,000.
Add money to your account by Bank Transfer.
Hodge use a payments provider called Modulr. When making a payment to your new Hodge account, you may notice a reference to Modulr Finance when setting up payee details. This allows you to confirm you’re paying the correct amount and means we receive your payment more quickly.
Account holders must be aged 18 or over and be UK resident and only liable for UK tax.
The maximum amount that may be held by you with us across all products may not in aggregate exceed £1,000,000 but we may waive this limit at our absolute discretion.
Can I withdraw money?
You can withdraw your funds before maturity of the ISA however a fee is applicable for early access which is equivalent to 365 days tax free interest.
We will write to you, before the end of your fixed term, to provide you with your options.
Additional information
Interest is paid tax free.
When you open an account, you have 10 working days to transfer any funds in to that account. If, after 10 days, no funds have been received or the funds held in the account do not meet the minimum balance, then we will close the account and return any money held in the account.
After these 10 working days, you are not able to make additional contributions to your ISA until maturity.
Transfers in from other Cash ISA providers are permitted. Requests to transfer funds into an account from another ISA provider must be made at the same time as your initial account application by signing an ISA transfer form. Transfer requests received after your initial account application may be refused
All deposits in and out of your account must come from your nominated bank account, which you provide as part of the application process.
If you make withdrawals before maturity, you may get back less than the amount you originally invested.
Glossary Terms
AER – AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded each year.
Tax-free – Your interest is paid free from income tax.
The tax treatment depends on your individual circumstances and may change in the future.
A cash ISA is an individual savings account which works like a standard deposit account, but with one big difference – you won’t pay income tax on the interest you earn. Each tax year, you’ll get an ISA allowance that lets you save a certain amount of money tax free.
You get an ISA allowance of £20,000 per year to deposit into your ISA, and the interest paid will be free from income tax as long as you don’t deposit more than the allowance. It’s quick and easy to open a Hodge account online, and once open, you’ll have 14 days to fund your account.
A ‘fixed rate’ is a guaranteed interest rate for a set length of time. During that time, you won’t be able to access your money unless you pay an early access fee. Usually, the longer the fixed rate period, the higher the interest rate, making it great for those with long term saving goals.
Look at our range of cash ISAs, choose which one suits you best and hit apply. You can only transfer from another cash ISA.
Complete the application process online. Next, you’ll be given your account number and we’ll send you a Transfer Authority Form to sign – or you can download it and return it to us. That’ll give us permission to transfer your money.
Once you’ve signed and returned the Transfer Authority Form, we’ll apply for the transfer from your other provider, and that’s it!
Once you’ve decided on your new cash ISA with us, as part of your application you can tell us which accounts you’d like to transfer. You can only transfer from another cash ISA. Once you’ve completed your application you can either choose to download, have emailed or sent to you in the post a pre-populated ISA Transfer Authority Form. This form is to let your old ISA provider know that you’ve given permission to transfer your money to your new Hodge account. All you have to do then is sign and return it to us. You won’t have to let your old ISA provider know – we’ll take care of the rest.
Once we have your signed Transfer Authority Form it will take up to 15 working days for us to complete the transfer of your cash ISA. It may take longer if your existing ISA funds are subject to a notice period.
Once you’ve completed your application, you have 10 days in which to send us your signed ISA Transfer Authority Form. Once we have your signed form, working with your existing provider, it could take up to 15 working days for us to complete the transfer of your cash ISA. It may take longer if your existing ISA funds are subject to a notice period.
Yes you can – once you’ve decided on your new ISA with us, simply complete a separate application for each existing account you want to transfer and tell us which of your existing ISA accounts you wish to transfer. Once you’ve completed your application you can either choose to download, have emailed or sent to you in the post a pre-populated ISA Transfer Authority Form. This form is to let your old ISA provider know that you’ve given permission to transfer your money to your new Hodge account. All you have to do then is sign and return it to us. You won’t have to let your old ISA provider know – we’ll take care of the rest. Remember, you can only pay new money into one ISA per tax year.
Once we have your signed Transfer Authority Forms it will take up to 15 working days for us to complete the transfer each of your cash ISAs. It may take longer if any of your existing ISA funds are subject to a notice period.
Once all your funds have been received, you can choose to either merge them into a single ISA account with us or keep them in their separate accounts. If you want to merge them, simply give us a call and let us know and we’ll take of it for you.
If you’re a UK resident over the age of 18 and have some cash to save, then yes, you can apply for a Hodge personal cash ISA. There is a minimum deposit requirement of £1,000, so this might be the right account if you’re saving for a larger event or one off payment purchase, like a holiday or wedding.
The ISA subscription limit remains at £20,000 for anyone eligible to invest. The full allowance can be saved in a cash ISA or stocks and shares ISA with one provider or split between the two. At Hodge, we don’t offer a stocks and shares option.
Tax-free savings: Cash ISA accounts help your money grow long term. The interest you’ll earn is free of tax duties which means you can make the most of your hard-earned cash.
You know how much you’ll earn: With a fixed rate cash ISA, you’ll always know where you stand. You can be confident your savings are growing and know exactly how much interest your money is earning and the total sum you’ll get at the end of the fixed term.
FSCS protection: By choosing our fixed-rate ISA account you’ll have peace of mind that your cash will be protected up to £85,000 by the Financial Services Compensation Scheme. The eligibility criteria can be found here
We’ve made it quick and simple for you to transfer your cash ISA from a different provider into a new account with Hodge. We don’t accept transfers from Stocks and Shares ISAs. Once you’ve chosen your ISA, you can let us know as part of your application whether you’re transferring your old ISA to us, or opening one for the first time.
Once you’ve chosen your ISA and started the application, you’ll need to let us know if you’re transferring from a different provider. We’ll then explain the next steps including downloading your Transfer of Authority form and returning it in the post or as a PDF via email.
We’ve made it as simple as possible for you to set up online banking with us. When you apply for your ISA, you’ll let us know about the transfer, and register for an online account at the same time. You’ll then use those details to manage your account in future.
Once you’ve decided on your new ISA with us and started your application, you’ll fill out a simple ISA Transfer Authority Form. This is to let your old ISA provider know that you’ve given permission to transfer your money to your new Hodge account. We’ll pre-populate the form for you with all the information we need, and send it to you either via email for you to print out and sign, or by post – whichever’s easiest for you. All you have to do then is sign and return it to us. You won’t have to let your old ISA provider know – we’ll take care of the rest.
Your eligible deposits with Hodge Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme.
You can download our savings account terms and conditions below.
