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What is the difference between a variable and fixed rate account?

A variable rate offers you a rate of interest that can go up and down. With a fixed rate, you know in advance what your interest rate will be over your selected account term.

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Hodge is a trading name of Julian Hodge Bank Limited and Hodge Life Assurance Company Limited. Julian Hodge Bank Limited is registered in England and Wales (No. 743437) and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204439. Holiday Let, Portfolio Buy to Let loans, Residential Investment lending and Development Finance are unregulated financial products. Hodge Life Assurance Company Limited is registered in England and Wales (No. 837457) and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority registration number 139315. Both companies’ registered office is One Central Square, Cardiff, CF10 1FS.

Savings Accounts

What is the difference between a variable and fixed rate account?

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