Residential Investment

At Hodge, we specialise in providing residential investment loans, across a wide range of residential investment property types.

Our aim is to provide a traditional approach to residential investment, and we work hard to develop close relationships with our clients. Our experienced team will work with you to develop lending solutions that are suitably tailored to meet your particular needs, and our business structure means that we can make decisions quickly.

We lend across a broad range of residential investment property types. We look at property quality, location, tenant covenant and investor experience, as well as asset type and sector.

Speak to us today to find out how we can support you. Each loan is bespoke, and we'll work with you to find the best solution to support your ambitions. As a guide, here are some parameters.

Borrower types
Ltd or LLP companies, partnerships, and sole traders
Loan Size
Generally £500k – £10m
LTV
Up to 65%
Term
Up to 10 years
Amortisation profiles
Straight line or structured profile with final bullet repayment.
Covenants
LTV, Interest Cover, Debt Service Cover
Security
First legal charge, debenture, assignment of rents, other security as case merits.
Interest Margin
By negotiation
Fees
By negotiation