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Buy-to-let loans

A portfolio buy-to-let loan designed for the professional landlord

Our buy-to-let loan has been created for professional landlords looking for one loan which deals with their entire residential property portfolio.

With a wealth of knowledge in both commercial lending and the mortgage market, buy-to-let loans are the perfect addition to the Hodge range.

If you’re an experienced, professional landlord, with four or more residential properties, we’d like to hear from you.

4 or more properties

Facility for entire portfolio

5 year fixed rate options


For more information contact 029 2080 3061


Download forms to apply

Hodge portfolio buy-to-let explained

The buy-to-let market was created for people who want to own and profit from rental properties – our buy-to-let loan is tailored for professional landlords with a portfolio of four or more residential properties.

We offer five-year fixed rates and once the five years are done, your loan switches to the Standard Variable Rate.

Using one provider for all your residential property loans will not only streamline your buy-to-let business, but also give you greater flexibility as we consider your portfolio as a whole.


Why choose Hodge?

As specialists in property lending, we know the importance of building products to fit our customers and that’s exactly what we’ve done with our portfolio buy-to-let loan. We’ve created a loan which not only gives you flexibility but also gives you expert support, here’s what you can expect from us:

  • Portfolio management
    Your loan will be managed and underwritten on a portfolio, rather than an individual asset level
  • Flexibility
    The flexibility to add and substitute assets subject to facility performance and policy requirements
  • Commercial expertise
    Access to our account management team
  • Interest only structures
    Available on structures less than 70% LTV
  • Pricing
    Five-year fixed rate options as standard

Lending criteria

Borrower types
Ltd or LLP companies, individuals
Loan Size
Min £250,000.
Gross debt to market value < 70%.
Up to 10 years.
Repayment profiles
Interest only options < 70% LTV.
Minimum requirement - first legal charge over funded freehold or leasehold property.
Interest margin
Rates from 3.25% to 4.35%
Fees dependent on rate